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HOME PAGE

ESSAY CONTEST
• Entry Form


COLLEGE COSTS
• Funding Overview
• Planning Options
• Cost Environment
• Tuition Costs
• Still A Good Investment

COLLEGE FUNDING
• Pay For Large Expenses
• The "Kiddie" Tax
• Put Your Child To Work
• The Gift Tax Exclusion
• Use A Trust To Hold Gifts
• Grandchildren's Tuition
• Paying For College
• Annual Savings Required
• Pay Expenses Directly
• Life Insurance Withdrawal
• Cash Flow Help

ASSESSING NEED
• Aid Disqualification
• Defining Financial Need
• Family Contribution
• Two Special Situations

FINANCIAL AID
• The Nation's College Bill
• Myths & Misconceptions
• Aid Basics & Definitions
• Financial Aid Processors
• Financial Aid Package
• Pell & State Grants
• School-Based Aid
• Federal Stafford Loans
• Unsubsidized Loans
• New Student Programs

RESOURCES
• In Conclusion
• Schools By Name
• Schools By State
• Books
• Telephone Inquiries
• Internet



Resources

In Conclusion

The college tuition bill is one of the largest expenditures a family will ever face, second only to buying a home. The planning process requires research, study and analysis. It also requires knowledge of personal financial matters. With all the changes happening in education funding, families will need a financial advisor's help more than ever.


Helpful Resources

The following resources will help answer additional questions.

- Colleges By Name
- Colleges By State
- Books
- Phone inquiries
- Internet


In Conclusion

The college tuition bill is one of the largest expenditures a family will ever face, second only to buying a home. The planning process requires research, study and analysis. It also requires knowledge of personal financial matters.

With all the changes happening in education funding, families will need a financial advisor's help more than ever. The following resources will help answer additional questions.

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Books

• All aspects of financial aid and college admission:

Desk Set. (Following price is for 1999.) Seventeen books on college financing and admissions, including all Octameron publications mentioned below. Octameron Associates, P.O. Box 2748, Alexandria, VA 22301. (703) 836-5480. Fax 703-836-5650. Cost: $65.00

• For more information on need analysis:

Don't Miss Out: The Ambitious Student's Guide to Financial Aid, Octameron Associates, Cost: $8.00

• For more information on academic scholarships:

The A's and B's of Academic Scholarships, Octameron Associates, Cost: $8.00

• For more information on cooperative education:

Earn & Learn, Octameron Associates, $5.00

Guide to Undergraduate Programs, National Commission on Coop Education, 360 Huntington Ave., Boston, MA 02115. Free. 384CP. (617) 373-3770.

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Telephone Inquiries

Inquiries on the major federal student aid programs: PHONE: 800-4-FED-AID

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Internet

For an overview of all the financial aid information on the Internet, visit http://www.finaid.org. This site links to numerous resources, including student aid publications, student aid organizations, scholarship databases and contact information for financial aid officers.

Sources: Don't Miss Out: The Ambitious Student's Guide to Financial Aid, 1999-2000 Loans and Grants
- www.accessgfp.org
- www.informatics.sunysb.edu
- www.ets.org
Financial Planning Consultants, Inc.
Tax Facts 1, 2000

Other links:
- Educational Testing Service
- Petersons: Colleges, Career Information, Test Prep and More
- Princeton Review test preparation
- U.S. Department of Education home page
- U.S. Department of Education: Student Financial Assistance

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